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135 Garden Drive , Unit 135, Montgomery, IL 60538.
Welcome to easy, low maintenance living in the highly desirable 55+ community of The Gardens! This beautifully maintained ranch style home offers 3 spacious bedrooms, 2 full bathrooms, and an incredibly functional open layout designed for comfortable everyday living. Step inside to find fresh paint throughout the entire home (2023), gorgeous flooring (2023), abundant natural light, and oversized living spaces perfect for entertaining or simply relaxing at home. The massive eat in kitchen is truly the heart of the home featuring extensive cabinetry, newer appliances (2023), a large center island, generous counter space, and room for a full dining table overlooking the private courtyard patio. The spacious living room offers a warm and inviting atmosphere with large windows and seamless flow throughout the home. There is a spacious primary bedroom, while the additional bedrooms offer flexible space for guests, hobbies, or a home office. Convenient in unit laundry, attached garage, and thoughtful single level living make this home ideal for easy living. Enjoy peaceful mornings and quiet evenings in your own private paver patio courtyard surrounded by mature landscaping and privacy fencing. Residents also enjoy beautifully maintained common green spaces throughout the community. Major updates include newer appliances (2023), fresh interior paint (2023), and a brand new roof (2025) providing true peace of mind. Move in ready and located in a quiet, welcoming senior living community close to shopping, dining, and conveniences.
MLS ID: 12647864
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135 Garden Drive , Unit 135, Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,079 | $1,325 | $1,390 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,492 | $1,837 | $1,803 |